security

Trusted for 10+ years 

Helping New Zealand businesses save money and earn more rewards, every day.

Protection

Bank Grade Protection

Millions processed every month. Bank Grade security, backed by enterprise-level encryption and compliance.

Flexibility

Flexibility

Use Amex or bank payment and start earning points.

Make your money work as hard as you do.

Thousands of business owners are turning regular business expenses into rewards, making their money work harder for them. Here's how:

Want to pay with Amex?

Some suppliers refuse Amex, RewardPay solves this problem. You pay with Amex, we pay your supplier, you maximise your points.

Want to pay with Amex?

Maximise Points on IRD and more

Earn rewards on Tax, Payroll, Rent, Contractors, Utilities, Machinery, Equipment, Construction & more. Earn up to 2 points per $1 on IRD payments.

Maximise Points on IRD and more

Double up with airline and hotel points

Choose to earn both airline and hotel partner points on top of credit card points - choose as many partners as you like.

Double up with airline and hotel points

Cash flow - not line of credit

Use your credit cards interest free period to manage cash flow - up to 55 days. No need for line of credit.

Cash flow - not line of credit

More rewards

Choose to Pay by Amex or Pay-by-bank. Even pay off your Amex statement and earn.

More rewards

Market leading rates, best in class support

Market leading rates. Flexible pay as you go or subscription options, best in class local support. Secure, easy to use portal.

Market leading rates, best in class support
Trusted Partners
Logo - American Express
Logo - AWS
Accor Live Limitless 3
LuxuryEscapes-Societe-Offsite-Stacked-Black (3) 1
Trusted partner logo
Logo - American Express
Logo - AWS
Accor Live Limitless 3
LuxuryEscapes-Societe-Offsite-Stacked-Black (3) 1
Trusted partner logo

Where can your points take you?

Use the points calculator to see how many points you could earn each year and where your payments could take you.

Amex Gold Rewards Business CardAmex Gold Rewards Business Card
Your monthly business spend?$30,000
Estimated Annual Points*720,000

Here’s what you could get with your points

Bali

2-Night Luxury Stay at Kappa Senses Ubud

170,000 Luxury Escapes Société Points

Los Angles

Los Angeles

Return Business Class Flight

6,000 Koru Airpoints™

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo

Tokyo

Return Business Class Flight

6,500 Koru Airpoints™

Bali

2-Night Luxury Stay at Kappa Senses Ubud

170,000 Luxury Escapes Société Points

Los Angles

Los Angeles

Return Business Class Flight

6,000 Koru Airpoints™

France
all

Paris

Premium Accor Hotel Stay 7 nights

200,000 ALL Accor Reward points

Tokyo

Tokyo

Return Business Class Flight

6,500 Koru Airpoints™

How RewardPay works

Pay who you want, when you want and earn rewards instantly

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Step 1

Create your free account

It's free to sign up. Register your business, verify your details, and start making payments.

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Step 2

Set up your payment

Add payee & payment details and credit card or bank payment. Plus choose to earn extra reward partner points with every payment.

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Step 3

Payments Processed

RewardPay pays your suppliers quickly and securely (even the ones who don’t accept credit cards).

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Step 4

Earn Rewards

Your suppliers are paid via bank transfer and you receive your credit card points and your partner points straight to your account.

Why RewardPay?

RewardPay turns everyday business expenses into high‑value rewards while providing the trust, reliability, and performance needed for commercial payments.

Celebrating 10 Years
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Long‑standing,
Proven Partnership

A decade‑long partnership with American Express, now operating across both Australia and New Zealand.

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Trusted by Leading Global Payment and Loyalty Brands

RewardPay works with and is recognised by major payment networks and loyalty brands including American Express, Air New Zealand, Accor and Luxury Escapes.

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Secure, Bank‑Grade
Payment Infrastructure

RewardPay processes millions of dollars in business payments every month through a PCI‑compliant, encrypted platform, ensuring safe, fast, fraud‑resistant transactions for businesses of all sizes.

banking-online 1

Payment solution built for small business, best in class, local support team

RewardPay’s easy, intuitive payment portal is built specifically for small business owners, with a friendly support team always ready to help.

Reward Points Partners

earn a

Top up Koru Airpoints™

Choose to earn Koru Airpoints, on top of credit card points, each time you pay with RewardPay - choose to earn up to 1 Airpoint per $25 paid.

koru banner
all

RewardPay for ALL Accor Points

Choose to earn ALL Accor Reward points, on top of credit card points, each time you pay with RewardPay - choose to earn 1 ALL Accor Point per $1 paid or 1 ALL Accor Point per $2 paid.

Luxury Escapes Société

RewardPay for Luxury Escapes Société Points

Choose to earn Luxury Escapes Société Points, on top of credit card points, each time you pay with RewardPay - choose to earn up to 6 Luxury Escapes Société Points per $1 paid.

Luxury Escapes

Rewarding New Zealand businesses every day

Trusted by 10,000+ business owners
View all

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We pay all of it on the Amex card, so you’re getting a reward back by getting the points

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Nelly

Hospitality

I can pay any of my suppliers even the ones that don’t accept American Express.

Dave

Property

Through using rewardpay, I’ve earned about 3 million points

Luciano
Luciano

Manufacturing

The main reason for using RewardPay is for cashflow, points are just the perk.

Antonio Macri
Antonio

Construction

Credit Card Partners

amex

Earn with American Express

Use your favourite American Express card with RewardPay and maximise your Membership Rewards points on every RewardPay business payment.

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Designed for every business, from startups to enterprises

Whether you're running a small team or managing a large organisation, RewardPay makes it easy to boost cash flow and earn rewards on every payment.

Construction

Construction

Aged & Disability Care

Aged & Disability Care

Financial Services

Financial Services

Retail Trade

Retail Trade

Education & Training

Education & Training

Manufacturing

Manufacturing

Mining

Mining

Many more

+ Many more

Choose RewardPay Pricing that fits your business

Pick a plan to unlock better rates and earn more points on every payment.

Free

$0/month

Get Started
Platform FeesFrom
  • AMEX non-govt fee of

    2.35%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Silver

$85/month*

Get Started
Platform FeesFrom
  • AMEX non-govt fee of

    2.25%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Gold

$165/month*

Get Started
Platform FeesFrom
  • AMEX non-govt fee of

    2.10%

  • AMEX govt fee of

    1.67%

  • Pay by bank from

    1.99%†

Add on rewards partner points

Koru Airpoints1 point per $200(0.60% + GST)1 point per $100(1.15% + GST)1 point per $50(2.30% + GST)1 point per $25(4.55% + GST)
allALL Accor Reward Points1 point per $2(1.99% + GST)1 point per $1(3.99% + GST)
Luxury Escapes Société Points 3 points per $1(1.99% + GST)6 points per $1(3.99% + GST)

*Quarterly billing in advance • No early exit • Cancel anytime, access until current quarter ends • ^First 30 days free – new sign-ups only •
†Minimum rate based on loyalty partner selected at checkout.

reward pay

Frequently asked questions RewardPay

Support Text Icon Still have questions? Chat with us.

View all FAQs

Signing up is free, takes around 5 minutes, and there are no setup fees or ongoing obligations. Click here to register. You will need your active NZBN, email address, and mobile number. When creating your password, make sure it is unique to RewardPay and stored somewhere safe. Once registered, check your email to verify your email address, then log in and complete a one-time identity verification. Once verified, your account is ready to start making payments and earning rewards.

RewardPay NZ offers three subscription tiers: Free ($0/month), Silver ($85/month) and Gold ($165/month). Amex transaction rates vary by tier, starting from 2.10% on Gold. Bank payments start from 1.99% across all tiers. Processing fees are a deductible business expense. See our full pricing breakdown at rewardpay.co.nz/pricing.

RewardPay supports payments to any New Zealand business with an active NZBN – including suppliers, the IRD, KiwiSaver, rent, contractors, marketing, utilities, equipment, accounting and tax pooling. Payroll payments are also supported via Pay-by-Bank. Some restrictions apply – see the RewardPay Terms and Conditions for details.